my $100 rule.

I’m an impulse shopper to the max. Actually, less of an impulse shopper and more of an impulse buyer. I don’t shop often and despise the mall, but somehow I find myself in a continuous state of Target Rampage: shoveling $30 tops and skirts into my basket as if Y2K was calling for a shortage of separates.

This year, one of my goals for myself was to cut out the impulse purchases. No more $4 tubes of lipstick (I have yet to finish an entire tube b/c I swore I haven’t yet found my color), $10 scarves and definitely no more $50 dresses that hang unworn in my closet.

It’s just getting ridiculous and I’ve got to grow up someday, yes?

Anyway, I think I’ve found a way to combat the problem. Everyone has a number in their head; a number that officially defines “expensive.” Maybe that number is $40, or maybe its $4,000. My number is pretty easy: $100. I live pretty cheaply and can’t remember the last time I spent $100 on a single item — clothing, home or food related.

So, when I’m faced with yet another $30 top that I love at Target (or online, even) I ask myself:

Would you spend $100 on this?

The answer is always no. So, of course, the top returns to the racks and I’m left feeling richer and in control.

Even better? It helps me decipher what I truly need. For instance, I need a pair of black tights in a major way. So badly, in fact, that yes, I probably would’ve dropped $100 if it meant I could have a pair of run-less black tights. And yay! That meant I could buy them. For the record, they were $6, so it’s almost as if I saved $94.


Anyway, I’m super proud of my new rule and so far, its working out swimmingly. What about you guys? Do you have rules you live by when it comes to spending, saving and splurging? Do share!

Image Credit: Sanna Kvist

  • That is such a great idea! I have one that works brilliantly as well, I also used to by tons of cheap cloths, then I decided I would rather by less, but buy more expensive. That sort of worked, then I came up with what really worked! I have x amount of hangers and THATS IT. Once those hangers are full up, each time I want to buy an new garment I know I have to get rid of an existing one. Its INCREDIBLE how it makes you think, you are suddenly like “ok, so which garment am I going to have to get rid of?” It makes you stop and think. This HALVED my spending I promise. And I have a wardrobe of beautiful planned out garments that is a good mix of quality classics and on trend items. I did it with my shoes too!

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